Kraken Technologies on cord

Kraken Technologies

Head of AML & CTF

External position
Remote in Ireland
Hiring internally for Kraken Technologies?
EnviroTech · Sustainability
Driving the global green energy revolution through transformational EnTech. Part of the Octopus Energy Group.
Active
6 months ago
Posted
a month ago
Checked
cord regularly checks that external positions are still open
3 minutes ago

Skills & Experience

Job roles: Risk and Compliance
Experience level: Leadership
Core skills considered: Data Protection, Privacy
Other skills considered: Fraud prevention

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Remote
Work from: Within Ireland
Visa sponsorship: Not available

Job Description

Payward Europe Solutions Ltd (PESL), Payward Inc.'s EU based crypto asset service provider offering brokerage, transfer and custody services for EEA clients, is hiring a Head of Anti-Money Laundering and Counter Terrorist Financing Compliance. This person is the designated Pre-Approval Controlled Function (PCF-52) under the Central Bank of Ireland's Fitness & Probity regime.

We are looking for a builder who continuously improves compliance programs to stay ahead of market growth and upcoming regulation. If you want to build the compliance infrastructure that defines what responsible crypto and regulated financial services look like in the EU, using the best technology available, at one of the most recognized names in the industry, during the most consequential regulatory moment in fintech history, this is the opportunity.

This role leads PESL's AML/CFT compliance framework, ensuring that the business maintains effective systems, controls, governance, and reporting to comply with all applicable Irish and EU anti-money laundering, counter terrorist financing, sanctions, and related financial crime obligations. You will act as the Money Laundering Reporting Officer and support PESL's Crypto Asset Services Provider license working closely with colleagues across our EEA and global businesses.

You will hold a senior control function with direct access to senior management and the board, and authority to escalate material issues independently. You will have significant influence in shaping compliance infrastructure for one of the EU's largest crypto brokerages, part of the Payward group of companies rapidly expanding its products and services. You will be a commercially savvy leader who proactively helps the business to grow.

The ideal candidate should be "systems thinker" who deploys technology solutions including AI with the goal of automating everything possible consistent with regulatory requirements to scale the program as a risk based, operationally effective, data driven machine. This is the opportunity to build a compliance function that looks nothing like what you've been running - one where the answer to volume growth is never "hire more analysts." Our flat structure promotes autonomy, proximity to senior staff, and speed. We promote internal mobility to enhance career development.

Appointment is subject to approval by the CBI and PESL's Board of Directors. The person will report to the Head of Compliance, PESL and PESL's CEO with accountability to the PESL Board.


The Opportunity

  • Lead and maintain the firm's AML/CFT compliance framework in line with applicable legal, regulatory, and internal policy requirements.
  • Act as the senior accountable officer for AML/CFT compliance governance, oversight, and escalation.
  • Develop, implement, and periodically review AML/CFT policies, standards, procedures, and controls.
  • Oversee the firm's enterprise-wide AML/CFT risk assessment and ensure that risks are identified, assessed, mitigated, and reported appropriately.
  • Design, implement and oversee policies, procedures and controls for AMLR (Regulation (EU) 2024/1624) compliance
  • Partner with the business to bring to market products and services quickly
  • Implement operational efficiencies deploying an automate everything mindset
  • Ensure robust controls are in place for customer due diligence, enhanced due diligence, ongoing monitoring, screening, transaction monitoring, and suspicious activity escalation.
  • Oversee the firm's suspicious transaction/reporting processes, including internal escalation, external reporting, and maintenance of appropriate records.
  • Provide oversight of sanctions compliance controls, including screening governance, escalation processes, and regulatory developments, where applicable.
  • Advise senior management and the board on AML/CFT matters, emerging risks, regulatory expectations, and control enhancements.
  • Prepare and deliver regular AML/CFT management information, reporting, and risk updates to relevant governance forums, senior management, and the board.
  • Act as the principal point of contact for the Central Bank of Ireland and other relevant authorities on AML/CFT matters.
  • Ensure regulatory findings, audit issues, compliance reviews, and internal control gaps are remediated in a timely and effective manner.
  • Oversee AML/CFT training and awareness programs to ensure staff understand their obligations and relevant risk indicators.
  • Work closely with Compliance, Legal, Risk, Operations, Product, Customer Engagement, and technology teams to embed AML/CFT requirements into business processes, systems, and change initiatives.
  • Support new product, jurisdiction, customer segment, and outsourcing assessments to ensure AML/CFT risks are appropriately considered before launch or implementation.
  • Maintain appropriate oversight of third parties and outsourced service providers performing AML/CFT-related activities on behalf of the firm.
  • Promote a strong culture of financial crime compliance, accountability, and ethical conduct across the organization.

What You Bring

  • Experience in crypto, fintech, or another regulated, fast-paced industry with a high volume of transactions.
  • Significant experience in AML/CFT, financial crime compliance, or regulatory compliance within a regulated financial services firm.
  • Previous experience as a PCF-52 with a CASP or financial services firm
  • Strong knowledge of Irish and EU AML/CFT legislation, regulatory expectations, and applicable guidance.
  • Experience designing, implementing, and overseeing AML/CFT compliance frameworks in complex or high-growth environments using technology.
  • Demonstrated experience engaging with regulators, senior management, boards, audit, and second- and third-line oversight functions.
  • Strong understanding of AML/CFT risk assessment, CDD/EDD, transaction monitoring, screening, suspicious activity reporting, and governance.
  • Experience managing compliance issues in relation to new products, technology, outsourcing, and cross-border operations.
  • Strong judgment, independence, and ability to challenge effectively at senior levels.
  • Must satisfy Fitness & Probity standards, including competence, capability, honesty, integrity, and financial soundness.
  • Risk-based decision-making
  • Cross-functional collaboration

Company Benefits

  • Wondering what the salary for our roles?Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit!
  • Octopus Energy is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about!
  • View all our perks [What do you get? Click here]
Head of AML & CTF at Kraken Technologies
Position posted a month ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
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