Lloyds Banking Group on cord

Lloyds Banking Group

Associate Director, Corporate AM, Lending & Risk Management

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Banking · Finance · Insurance
Helping Britain Prosper
Posted
a week ago
Checked
cord regularly checks that external positions are still open
2 hours ago

Skills & Experience

Job roles: CRO
Experience level: Lead, Leadership
Core skills considered: Business Analysis, Business development, Financial strategy
Other skills considered: Stakeholder Management, Risk mitigation, Communication software

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid (up to 3 remote days p/w)
Visa sponsorship: Not available

Job Description

We have an exciting opportunity for an experienced candidate to join Corporate Asset Management ("CAM") and support the continued growth of CIB! CAM is responsible for the active management of the Bank's Corporate & Institutional lending portfolio and plays a critical role in optimising risk-adjusted returns, supporting disciplined origination and maintaining strong first-line credit stewardship across the Corporate Coverage loan book.

This is primarily an internal-facing role, with significant influence on client outcomes through close partnership with Coverage, Credit, Product and other key stakeholders. The successful candidate will lead the management of a diverse portfolio of corporate clients, provide rigorous credit risk assessment and insight, influence transaction outcomes through Deal Screening and approval forums, and support delivery of the team's financial, strategic and risk objectives.

Success in the role will be demonstrated through strong credit stewardship, high-quality transaction recommendations, proactive portfolio management, identification of risk and capital optimisation opportunities.


Key Responsibilities:

  • Own and manage a portfolio of corporate clients, delivering strong credit stewardship through proactive risk identification, monitoring and portfolio management.
  • Lead Portfolio Management assessment of new lending opportunities and material credit events, influencing transaction outcomes through balanced commercial and credit recommendations.
  • Support portfolio performance through active management of risk, returns, capital usage and balance sheet resources.
  • Help shape sector and portfolio strategies, identifying opportunities to optimise portfolio composition, concentration risk and future lending capacity.
  • Build trusted partnerships across Coverage, Credit, Product and Risk teams, providing insight, challenge and support throughout the deal lifecycle.
  • Coach and develop colleagues while driving continuous improvement, technology adoption and simplification across portfolio management activities

What we're looking for

  • Strong experience in credit risk assessment, portfolio management and financial analysis, with the ability to identify risks, assess opportunities and make sound risk-reward decisions. We're ideally seeking 5+ Years of experience in this.
  • Good understanding of corporate banking, lending products and the markets in which corporate clients operate, with the ability to balance commercial objectives and risk management.
  • Strong judgement and decision-making skills, with the confidence to influence stakeholders and provide constructive challenge on transactions, portfolio strategy and credit events.
  • 5+ years of experience in assessing portfolio-level trends and contributing to portfolio strategy, capital optimisation and performance objectives.
  • Excellent communication and stakeholder management skills, with the ability to build trusted relationships and articulate complex issues clearly and concisely.
  • Demonstrated leadership capability, including coaching and developing colleagues and contributing to a high-performing, collaborative team culture.
  • Proactive approach to continuous improvement, technology adoption and identifying opportunities to enhance efficiency, decision making and client outcomes.

Desirable

  • Experience working with Corporate & Institutional clients and complex lending structures.
  • Knowledge of capital management, portfolio optimisation and credit risk mitigation techniques.
  • Knowledge of SPG, Trade and other corporate banking products.

Company Benefits

  • Base salary
  • Annual personal bonus
  • 15% employer pension contribution (when you put in 6%)
  • 4% flexible cash pot
  • Private medical insurance
  • 30 days holiday plus bank holidays
Associate Director, Corporate AM, Lending & Risk Management at Lloyds Banking Group
Position posted a week ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
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