M&G on cord

M&G

Investment Proposition Manager

External position
Alloa Rd, Stirling, UK
Hiring internally for M&G?
Finance · Investment · Real Estate
One of the UK's largest and longest established Investment houses, with more than 90 years' experience.
Posted
4 weeks ago
Checked
cord regularly checks that external positions are still open
13 hours ago

Skills & Experience

Job roles: Business Operations
Experience level: Senior, Lead
Core skills considered: Business Analysis, Stakeholder Management, Project Management, Communication software, Risk mitigation
Other skills considered: Regulated business exp, Financial strategy, Corporate finance, Customer profiling, Business Development Strategy

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

M&G Life is a division of M&G plc. It runs the Prudential Assurance Company and is responsible for manufacturing and reviewing all insurance products, including our legacy back book and life and pension products open to new business in the UK retail market.

This is a really exciting time to join a vibrant team that sits at the heart of the M&G Life business. Our remit is to own and manage the various investment propositions used by our customers, including our flagship 30bn PruFund proposition. We are at the forefront of shaping, governing and overseeing the outcomes we generate for our customers, and more importantly how we improve those outcomes in the future.

Reporting to the Head of Investment Propositions in M&G Life, the Investment Proposition Manager will manage and develop M&G Life investment propositions to deliver strong customer outcomes, align with M&G's growth and sustainability strategy, keep pace with regulatory change and meet commercial objectives.

To do this, you'll build strong working relationships across the business and with our outsourced providers, and collaborate to deliver propositional change. You'll need:

  • Good knowledge of life and pension products, particularly in the UK retail adviser market.
  • Extensive knowledge of investment structures, with a focus on smoothed/with-profits funds and unitised collectives. Ideally, you will also have experience in insured funds, model portfolio services (MPS) and guaranteed products.
  • Experience of launching propositions, including developing marketing messages across channels, distribution strategies and external communications. Ideally, you will also have awareness or experience in more technical areas such as legal agreements, fund/product infrastructure and third-party dependencies.
  • Strong understanding of the target market (with experience in the retail adviser market), the regulatory framework, the competitor landscape, and investment propositions and financial instruments.
  • Strong communication skills, ideally with experience presenting to internal and external audiences in a range of formats.
  • Timescales can be demanding, so you'll need to be a self-starter and able to lead, or contribute to, cross-functional project teams delivering complex solutions at pace.

Key responsibilities

  • Manage and develop our retail-facing investment propositions so they continue to deliver strong customer outcomes, comply with regulatory expectations and meet commercial objectives. This role will focus particularly on our retail investment propositions (PruFund, MPS, Risk Managed Funds and OEIC ranges).
  • Design investment solutions, make recommendations and communicate them clearly and concisely to project colleagues, senior stakeholders and governance committees (up to executive level).
  • Collaborate with marketing, sales and PR colleagues to own and deliver take-to-market strategies for new fund developments, and act as an investment subject-matter expert on wider product development.
  • Collaborate with colleagues across the business and third-party suppliers to deliver change.
  • Work with distribution colleagues to deliver key investment content and support the overall distribution strategy.
  • Ensure controls are in place to meet regulatory requirements, risk appetite and relevant frameworks.

Key knowledge, skills and experience

Essential

  • Knowledge and experience of life and pension funds and how they are used within product structures and investment propositions, particularly in the UK retail adviser market. This should include knowledge of risk profiling tools, back-office integration, centralised investment propositions (CIPs) and centralised retirement propositions (CRPs), and an understanding of the dynamics that drive these, including the relationship between the manufacturer, advisers and customers.
  • In-depth knowledge of a range of investment structures, with particular emphasis on with-profits/smoothed funds and unitised collectives.
  • Ability to formulate take-to-market strategies and lead cross-functional working groups to deliver new fund developments (including with third-party partners).
  • Knowledge and experience of the financial services industry, its regulators and the current regulatory environment.
  • Experience building and developing relationships across the business, with stakeholder management at all levels (including senior management).
  • Strong understanding of risk management frameworks and processes.
  • Ability to assess fund investment outcomes qualitatively, with a focus on customer outcomes, including experience reporting outcomes and decisions to senior committees.
  • Ability to prioritise and work on multiple initiatives simultaneously at pace.
  • Energy, enthusiasm, resilience and pragmatism.

Desirable

  • Technical investment knowledge, particularly in the UK retail OEIC, life and pensions universe. This should include experience of financial instruments and markets, economic and market dynamics, and unit-linked collective investment funds. Experience should include being knowledgeable of the various aspects of funds from development and fund operations through to marketing and distribution.
  • Experience presenting on investment matters internally and externally in a range of formats (e.g. senior governance committees, adviser meetings and internal sales teams).
  • Knowledge of environmental, social and governance (ESG) factors and regulation affecting our investment propositions.
  • Working towards, or having completed, relevant professional qualifications (e.g. IMC).
Investment Proposition Manager at M&G
Position posted 4 weeks ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
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