Acorn on cord

Acorn

Head of Risk and Governance

External position
Liverpool, UK
Hiring internally for Acorn?
Insurance
We deliver non-standard insurance for a non-standard world
Posted
4 days ago
Checked
cord regularly checks that external positions are still open
2 days ago

Skills & Experience

Job roles: Risk and Compliance
Experience level: Lead, Leadership
Core skills considered: Stakeholder Management
Other skills considered: Project Management

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid
Visa sponsorship: Not available

Job Description

The Acorn Group's Risk and governance role is responsible for developing a group wide governance framework, with consistent risk management, internal controls, reporting arrangements, and governance functions across all entities within the group.

You will be responsible for ensuring that appropriate risk identification, mitigation and monitoring measures are in place; both guided by the goal of adding value to improve the operations of the group and enabling the group to achieve its objectives and ensuring that all group companies are in compliance with relevant laws and regulation.

The functions play a critical role in protecting the assets, reputation and sustainability of the Group through helping improve the internal control system; bringing a rigorous approach to evaluating and improving the effectiveness of risk management, control and governance processes.

As the Head of Risk and Governance you will be required to take the role of Money Laundering Officer subject to successful completion of your probationary period and any relevant regulatory approvals applicable to the role.

You will collaborate with Group business areas and functional stakeholders whilst:


Responsibilities

  • Developing a framework to identify, analysing, mitigate, and monitor any risks in the Group's operations, claims, and controls.
  • Work closely with the COO in the delivery of the Groups Operational Resilience Plan
  • Provide input on the Group's risk-based compliance programme, to ensure that compliance projects, monitoring activities and relevant stakeholders focus on key risks and controls,
  • Attend and actively participate in relevant meetings, committees and projects which require input from risk and governance
  • Collaborating across different business functions to provide for an integrated and coordinated approach to risk assessment and controls,
  • Bring responsible for the overall effectiveness and value of the Risk function by developing innovative approaches and solutions.

We are seeking candidates who have excelled in previous work experience, possess strong risk, compliance and interpersonal skills, and are enthusiastic about and committed to contribute to our mission of being industry leaders and will be a key contributor to the achievement of the firm's strategic goals. We are looking for candidates that are proactive, continuously learn and introduce improved ways of doing things, in development of solutions to problems and processes.


Key Responsibilities

  • Lead on the development of the group's wide governance framework, managing and maturing the risk management framework across all group business functions.
  • Ensure risks are identified, analysed, appropriately treated, monitored and recorded.
  • Lead on risk strategy development.
  • Develop and manage a risk incident programme
  • Lead on risk event recording and reporting across all group business functions
  • Lead on third party risk management, supporting our regulatory and governance obligations across the Group
  • Compile and integrate an appropriate group risk appetite in collaboration with the Board and key stakeholders.
  • Develop and maintain the Group's Risk Registers.
  • Own and support key stakeholders with the implementation and roll out of a new risk management system
  • Lead and manage the 2nd line operational resilience team, maintaining effective controls and ensuring compliance with operational resilience, liaising with relevant business functions; ensuring they are tested regularly and resultant actions are completed and reported to the COO and board.
  • Quarterly reporting to board and exec team on Operational Resilience, Risk and Governance
  • Design and implement MI and reporting to monitor risks and performance against risk appetite.
  • Lead on the implementation of the Issues/Risks Database for control/risk issue resolution. Monitor and report on issue management to ensure improvement plans are delivered on time.
  • Lead and own the firm's Financial Crime Policy including oversight, review and reporting
  • Oversee the firm's compliance with the FCA rules on systems and controls against money laundering and procedures for countering the risk that the group companies could be used for financial crime
  • Collaborate and provide directions on the risk programme for outsourced activities, suppliers, and sub-brokers, ensuring appropriate due diligence is in place.
  • Perform risk assessments across all business functions.
  • Researching industry best practice and contributing knowledge to the ongoing development and improvement of risk and data analysis and reporting.
  • Perform frequent Horizon scanning
  • Formalise, maintain and reviewing Group risk and governance policies
  • Collaborate with the internal audit function to ensure audits are carried out on key risks, and risks identified in audits are appropriately recorded and managed.
  • Provide risk advice/approval on complex matters to business functions in efficient and effective manner.
  • Provide risk information, updates and MI quarterly to the Audit, Risk and Compliance Committee and the Board.
  • Be accountable for meeting deliverables, KPIs, and objectives, implementing feedback provided.
  • Build and maintain strong working relationships internally.
  • Embed a risk-awareness culture throughout the group.

Experience and Skills

What we are looking for:

  • Significant risk experience is required, within the insurance industry.
  • Compliance experience, with comprehensive knowledge of FCA regulations.
  • The ability to support and influence colleagues in relation to their risk responsibilities.
  • Experience of performing in and / or leading highly effective teams; identifying / implementing improvements to operating methodologies and inspiring excellent performance.
  • Risk leadership experience; effectively deliver projects, determine appropriate reporting and procedures as needed.
  • Experience in risk assessments, identifying and quantifying risks, testing risk controls.
  • Tenacity to investigate areas of concern across all business functions.
  • An ability to interpret, understand, maintain and advise the business on a broad range or legal and regulatory issues.
  • Strong reporting skills.
  • Good at cultivating relationships with stakeholders within the group, building trust that facilitates an open mindset and free exchange of information.
  • Function independently, on own initiative taking ownership and ensuring implementation of projects and policies.
  • Excellent presentation and communication (oral and written), and project management skills.
  • Ability to adapt communication style to tailor approach to suit varied stakeholder needs.

Company Benefits

Wellbeing
  • Enhanced Annual Leave entitlement starting at 31 days and potentially increasing to 35 days per year depending on grade & length of service (including bank holidays)
  • Enhanced paternity pay and 16 weeks full maternity pay.
  • Colleague Assistance programme offers a suite of wellbeing services such as:
  • 6 Free Counselling sessions per year
  • Unlimited access to a telephone councillor 24/7
  • Access to a free 4-week programme of cognitive behavioural therapy (CBT) with a trained therapist mentor.
  • Network of internal qualified mental health first aiders are available to provide support to colleagues.
Financial
  • A core level of life assurance with the option to increase cover via salary sacrifice and add your spouse/partner
  • Ability to access your earnings before payday via Dayforce Wallet.
  • Company pension scheme
  • Refer a friend scheme with a £250 bonus for every colleague recommended on passing their probation period.
  • Access to a flexible benefits platform including an annual flex pot allowance to spend on over 15 benefits of your choice.
  • Ability to give back. You can opt into donating money to charity to climate positive organisations directly from your salary.
Reward, Recognition and Culture
  • Long Service Award paid on 5, 10- and 15-years’ service
  • A reward and recognition hub to celebrate and reward colleagues and peers.
  • Consistent and engaging company events including company awards, competitions and charity fundraisers.
  • Budgets for department leaders to use for social and engagement events.
Head of Risk and Governance at Acorn
Position posted 4 days ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
Message Alex Yeates at Starling Bank
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