Delta Capita on cord

Delta Capita

Transaction Monitoring CDD Analyst

External position
Glasgow, UK
Hiring internally for Delta Capita?
Consultancy · Finance
A global managed services, technology solutions and consulting provider.
Active
over 6 months ago
Posted
2 days ago
Checked
cord regularly checks that external positions are still open
7 hours ago

Skills & Experience

Job roles: Risk and Compliance
Experience level: Mid
Core skills considered: Customer service
Other skills considered: Data Protection

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: FTC
Remote working: Hybrid
Visa sponsorship: Not available

Job Description

We are looking for experienced Transaction Monitoring CDD Analyst to provide independent assurance across a range of Financial Crime activities, including Transaction Monitoring, Customer Due Diligence (CDD/KYC), Enhanced Due Diligence (EDD), Sanctions and Screening.

The role will assess whether Financial Crime risks have been appropriately identified, investigated, evidenced, documented and managed in line with relevant policies, procedures, regulatory requirements and Quality Assurance standards.

Following appropriate training and accreditation, you will complete accurate, evidence-based QA reviews, identify control or quality gaps, support remediation and provide constructive feedback to operational teams. You will work closely with Quality Assurance colleagues, Financial Crime Operations and subject matter experts to drive consistent quality standards and continuous improvement across the Financial Crime control environment.


Key Responsibilities

  • Perform independent Quality Assurance reviews across Financial Crime processes, which may include: Transaction Monitoring investigations, CDD/KYC onboarding, periodic reviews and trigger events, Enhanced Due Diligence and High-Risk Customer reviews, PEP individual and entity assessments, Customer and Payment Screening, Sanctions and enhanced screening investigations, Transactional analysis and Financial Crime Exit decisions
  • Assess cases against relevant policies, standards, procedures and QA methodologies to determine whether risks have been appropriately identified, investigated, evidenced and concluded.
  • Review customer and transactional information to identify AML, terrorist financing, sanctions and wider Financial Crime risks and red flags.
  • Identify gaps in investigation quality, documentation, evidence, rationale or decision-making and record clear, accurate and proportionate QA findings.
  • Apply a risk-based approach when assessing the severity and impact of issues, escalating complex or material findings through the appropriate channels.
  • Support remediation activities and provide constructive feedback, coaching and challenge to operational and Quality Control teams.
  • Participate in calibration activities to promote consistency in QA assessments and decision-making.
  • Conduct or contribute to root-cause analysis, trend identification and thematic reviews to identify recurring issues and potential control weaknesses.
  • Maintain accurate QA records and contribute to management information, reporting and governance updates.
  • Work collaboratively with Operations, Compliance, Quality Control, Policy and Financial Crime subject matter experts to support quality improvement initiatives.
  • Contribute to process enhancements, procedure reviews, training and continuous improvement initiatives.

Essential Skills & Experience

  • Previous experience within Financial Crime, AML or Financial Crime Operations, with experience in one or more of the following: Transaction Monitoring, CDD / KYC, Enhanced Due Diligence, High-Risk Customer Reviews, PEP assessments, Customer or Payment Screening, Sanctions investigations, Financial Crime investigations
  • Experience within Quality Assurance, Quality Control, Audit, Testing, Oversight or other risk-based review activities.
  • Strong understanding of AML, terrorist financing, sanctions and Financial Crime risk management principles.
  • Ability to interpret and apply policies, standards and procedures to customer, transactional or investigation scenarios.
  • Strong analytical and investigative skills, with the ability to identify Financial Crime risks, red flags, control weaknesses and gaps in evidence or rationale.
  • Strong attention to detail and sound judgement and decision-making skills.
  • Ability to clearly document findings and provide evidence-based conclusions.
  • Strong written and verbal communication skills, including the ability to provide constructive feedback and appropriately challenge stakeholders.
  • Ability to manage competing priorities and deliver high-quality work within agreed timelines.

Experience in one or more of the following would be advantageous:

  • Retail, Business, Corporate, Investment or Wholesale Banking.
  • Complex corporate entities, financial institutions, funds or trusts.
  • Beneficial ownership and ownership/control assessments.
  • Source of Wealth and Source of Funds reviews.
  • Structuring/smurfing, mule activity, cash-intensive businesses and unexplained third-party payments.
  • Complex corporate structures, shell companies, high-risk jurisdictions and trade-based money laundering risks.
  • Customer and Payment Screening, including sanctions alert investigation and escalation.
  • PEPs, adverse media, sanctions and enhanced screening.
  • Understanding of relevant sanctions regimes and associated ownership and control requirements.
  • QA sampling, checklists, error classification, remediation, issue management and appeals.
  • Root-cause analysis, thematic reviews, trend analysis and management information.
  • Case management, KYC/CLM, Transaction Monitoring, Screening or Financial Crime workflow systems.
  • Experience using screening platforms such as Firco, Accuity, World-Check, LexisNexis, Actimize, Quantexa or equivalent.
  • Relevant professional qualifications such as ICA, ACAMS or equivalent, or willingness to work towards a Financial Crime qualification.

Company Benefits

Each of our global locations offer colleagues a rewarding benefits package. We continually review our offering to ensure it is competitive externally and valued internally. As an example, our UK benefits include:

  • Access to an extensive private healthcare package
  • Enhanced annual leave entitlement
  • Access to our Company pension scheme
  • Enhanced family leave policies
  • Regular social events
  • Free breakfast at our London office
Transaction Monitoring CDD Analyst at Delta Capita
Position posted 2 days ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
Message Alex Yeates at Starling Bank
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