Experian on cord

Experian

Product Manager

External position
Nottingham, UK
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Posted
2 days ago
Checked
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2 days ago

Skills & Experience

Job roles: Product Manager
Experience level: Mid, Senior, Lead
Core skills considered: Product Management, Business Analysis, Client relations, Commercial recruiting, Data Analysis
Other skills considered: Stakeholder Management, Agile, Scrum, A/B Testing, Project Management

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid (up to 3 remote days p/w)
Visa sponsorship: Not available

Job Description

We are looking for a Product Manager to own our Open Banking products and our transaction categorisation engine in the UK business. These capabilities sit at the heart of how our clients assess affordability. You will focus on ensuring accurate categorisation and stronger commercial performance. Reporting into the Head of Product Management, you will work with development teams in the UK and India, partner with clients and internal stakeholders and accountable for the measurable performance of the products you own.


Responsibilities

Product Strategy

  • Manage the roadmap for our Open Banking proposition and the categorisation engine
  • Prioritise a backlog of features and improvements, balancing client value, technical feasibility and commercial return.
  • Define and communicate clear release goals with measurable success criteria.
  • Position these capabilities within the wider affordability proposition, so they strengthen the products they feed.

Product Optimisation & Performance

  • Lead the end-to-end performance of the Open Banking journey - consent conversion, bank coverage and availability, step-by-step drop-off, and time to decision.
  • Improve categorisation quality - classification accuracy, additional account types, coverage of edge cases, merchant identification, and the derivation of income and expenditure.
  • Establish dashboards and reports needed to see how the products actually perform, for us and for each client.
  • Run a regular optimisation cadence, using experimentation (for example A/B or champion-challenger testing) to prove improvements rather than assume them.
  • Create a feedback loop that turns client-reported misclassifications, analyst findings and support themes into a prioritised improvement backlog.
  • Balance accuracy and journey improvements against processing cost and cost to serve.

Client Relationship Management & Discovery

  • Be a trusted advisor to clients and a primary product contact across the account lifecycle.
  • Run regular client engagement - including roadmap reviews and performance reviews - to maintain agreement and promote confidence in the product.
  • Lead structured discovery sessions
  • Translate qualitative client insight into well-scoped product requirements and user stories.

Commercial & P&L Awareness

  • Develop a working understanding of the product P&L - revenue, cost and margin drivers, including the unit economics of Open Banking data calls.
  • Develop business cases for new features and investments.
  • Partner with commercial and pricing teams to shape packaging, pricing and go-to-market for new capabilities.
  • Track adoption, usage and commercial performance, using the data to demonstrate value to clients.

Stakeholder & Regulatory Engagement

  • Communicate roadmap progress and product decisions to senior internal stakeholders.
  • Work with compliance, legal and risk functions to ensure the product meets regulatory requirements, including AISP permissions, consent, and data use and retention obligations.
  • Support responses to regulatory and industry requests, and stay informed of changes to Open Banking standards and affordability expectations.

Domain & Technical Fluency

  • Maintain a working knowledge of Open Banking - AISP models, API standards, consent and authentication flows, bank coverage and data quality.
  • Maintain a working knowledge of transaction categorisation - rules-based and ML-based classification, transaction enrichment, and income and expenditure derivation.
  • Engage with engineers, data scientists and QA to review technical approaches and understand trade-offs.
  • Be comfortable interrogating data directly to understand product behaviour and build the case for change.

Requirements

  • Experience as a Product Manager within a financial services or FinTech environment.
  • Proven experience optimising live products using data - identifying where performance is lost and improving it measurably.
  • Client-facing experience, with experience building trusted relationships.
  • Commercial experience, building business cases and a basic understanding of P&L and pricing.
  • Experience working with distributed or offshore development teams.
  • Comfortable operating in evolving product contexts with rapid iteration.
  • Experience of a regulated environment working alongside compliance, legal and risk.
  • Experience drawing relevant insights from data to support decisions.
  • Experience of Open Banking journeys, transaction categorisation or data enrichment is highly advantageous.
  • Wider affordability, lending or credit risk domain experience is advantageous.
Product Manager at Experian
Position posted 2 days ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
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