LemFi on cord

LemFi

UK Entity Controller

External position
London, UK
Hiring internally for LemFi?
Finance
International Payments for everyone. Send money to friends and family in 20+ countries.
Active
over 6 months ago
Posted
3 days ago
Checked
cord regularly checks that external positions are still open
5 hours ago

Skills & Experience

Job roles: Finance/Accounting
Experience level: Senior
Core skills considered: Accounting software, FinancialForce, FreshBooks, NetSuite, Quickbooks
Other skills considered: Sage, Wave, Xero, Financial reporting, Corporate finance

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid
Visa sponsorship: Not available

Job Description

As UK Entity Controller, reporting to the Head of Financial Control and Reporting, you will own the numbers for our largest and most regulated group of entities: an FCA-authorised e-money institution, a payment institution and our growing consumer credit business. You will lead a small team, run a close the business can rely on every month, and build credit accounting that scales as lending grows.

This is a role for a senior controller who genuinely likes ownership. LemFi moves fast, our product surface is expanding and the regulatory bar is high. You will help shape a finance function that is lean, well-controlled and built to last - and you will leave clear fingerprints on how we do things.


What you'll build and own

  • Own the UK close - deliver an accurate monthly, quarterly and year-end close for every UK entity on the Group timetable, with every material balance substantiated and independently reviewed.
  • Prepare and file FRS 102 statutory accounts on time, act as the auditors' first point of contact for the UK, and track every audit finding and management letter point through to resolution with clear owners and dates.
  • Build and own credit accounting for our consumer credit business: loan book, IFRS 9 expected credit loss, interest and fee income, write-offs and funding facilities - documented, auditable and scalable.
  • Get safeguarding right - sign off the safeguarding requirement calculation for each UK regulated entity and ensure safeguarded funds and customer balances are correctly reflected, reconciled and agreed with Data, Treasury and Reconciliation at month-end.
  • Account accurately for high volumes of multi-currency transactions including FX revaluation and processor and bank balances, and partner with Group Reporting to agree intercompany positions.
  • Partner with FP&A on entity-level forecasts, evaluate capital adequacy and flag rectification needs ahead of regulatory reporting deadlines; give Tax and Regulatory Finance teams reliable data for FCA returns.
  • Raise the control bar - document processes and internal controls, close gaps, embed maker/checker review and segregation of duties, give every critical task a trained backup, and work with Finance Systems and Data to automate close tasks and build reporting that scales.

Your experience

  • ACA, ACCA or CIMA qualified with 10 or more years of post-qualification experience, including a meaningful stint as an entity or financial controller.
  • Hands-on experience in lending or consumer credit accounting, including IFRS 9 ECL modelling and loan book accounting.
  • Experience working inside an FCA-regulated firm such as an EMI, payment institution, bank or lender.
  • Strong FRS 102 and IFRS technical knowledge with a track record of clean statutory audits and the ability to assess and document the accounting treatment of new products.
  • Comfort with high transaction volumes, multiple currencies and payment processor data; experience with NetSuite or a comparable ERP.
  • Proven ability to lead and develop a small accounting team, with a hands-on, low-ego approach - happy to review and to roll up your sleeves.

Nice to have

  • Big 4 or similar audit background.
  • Fintech, cross-border payments or remittance experience, ideally with working knowledge of safeguarding under the Electronic Money and Payment Services Regulations.
  • Experience in a multi-entity group with a US parent and US GAAP consolidation requirements.
UK Entity Controller at LemFi
Position posted 3 days ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
Message Alex Yeates at Starling Bank
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