Shawbrook Bank on cord

Shawbrook Bank

Product Manager

External position
London, UK
Hiring internally for Shawbrook Bank?
Banking · Finance
Banking for the real world.
Active
over 6 months ago
Posted
a week ago
Checked
cord regularly checks that external positions are still open
17 hours ago

Skills & Experience

Job roles: Product Manager
Experience level: Mid, Senior, Lead
Core skills considered: Business Analysis, Product Management, Stakeholder Management, Agile, Jira
Other skills considered: Confluence, Data Analysis, Communication software, Financial strategy

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid
Visa sponsorship: Not available

Job Description

Real Estate is the proving ground for our Core Banking Platform. Over 80% of originations already run on Thought Machine Vault Core, and the platform is now where our Real Estate proposition will grow.

This role owns the Real Estate product agenda on that platform. You will define the initiatives that make up the Real Estate roadmap for the Vault Squad and define how our Real Estate products behave on Vault Core to the level of precision an engineer can build from: how interest accrues, how fees are charged, how payments are allocated, how drawdowns work, and what happens at every boundary and edge case in between.

It is a deliberately deep, hands-on product role for someone who is energised rather than daunted by day-count conventions, rounding rules and payment waterfalls.


Roadmap & Initiative Definition

  • Define and shape the Real Estate initiatives on the Core Banking Platform roadmap, sequenced against Real Estate's commercial priorities and the platform's delivery capacity.
  • Run discovery on new Real Estate propositions such as bridging drawdowns and development finance, establishing the underlying customer and business need, the product mechanics it implies, and whether the platform can support it.
  • Convert business intent into well-formed initiatives with a clear problem statement, scope, dependencies and definition of success, so the Vault Squad has a credible, prioritised pipeline of work.
  • Bring a point of view. Where a business request is poorly formed, unaffordable or better solved elsewhere in the estate, say so early and propose the alternative.

Product Definition on Vault Core

  • Own how the Real Estate lending range behaves on Vault Core - interest accrual and capitalisation, interest payment dates and rate-change mechanics, fees, payment allocation and waterfall order, drawdown and repayment behaviour, arrears and forbearance treatment - including product configuration and the rationale behind every parameter choice.
  • Translate propositions, facility terms and legal documentation into unambiguous smart contract requirements, with user stories and Gherkin acceptance criteria covering happy path, unhappy path, boundary and invalid-input cases.
  • Build worked calculation models that supply the expected numbers behind acceptance criteria, so correctness is demonstrable rather than asserted.
  • Decide whether a need is met by configuration, new platform capability, or an operational workaround, and make the trade-off explicit rather than defaulting to build.
  • Build in the controls the Bank needs from the outset: FCA and Consumer Duty outcomes, accuracy of customer-facing interest, fee and balance calculations, auditable posting behaviour and correct GL treatment.
  • Review implemented behaviour against requirements alongside engineers, and own product sign-off through test and UAT.

Cross-Functional Collaboration

  • Work day to day with the engineers on the Vault Squad, not just their leadership, in refinement, in design discussions and in defect triage. The quality of this working relationship is the single biggest determinant of success in the role.
  • Partner with the Real Estate business and Operations to understand how products are actually sold and serviced, and bring that reality into product decisions.
  • Work with the origination, servicing and payments teams so that product behaviour and the operational capability around it land together rather than separately.
  • Engage Finance, Data, and Risk & Compliance early, so accounting treatment, reporting needs and control expectations shape requirements rather than arriving as late constraints.
  • Communicate calculation and behaviour decisions in plain language to non-technical stakeholders, and in exacting detail to engineers. Both audiences should recognise the same decision.
  • Bring Real Estate's needs into cross-book design conversations, and flag early where a Real Estate requirement is really a shared platform capability.

Interfaces & Boundaries

  • The Vault Platform Product Manager owns the Vault implementation across the Bank and all product lines on it. This role owns Real Estate's product definition and roadmap within that, and escalates cross-product-line trade-offs rather than resolving them locally.
  • The Product Lead, Core Banking Platform owns cross-book demand consolidation, investment business cases and prioritisation. This role supplies the product substance those business cases rest on.
  • The Core Banking Delivery Lead and Engineering Manager own delivery sequencing and capacity. This role owns what is being built and why, and whether what was built is right.

Value This Role Will Add

  • Gives Real Estate a single accountable owner of product definition on Vault Core, so the squad builds to defined intent rather than reverse-engineering it.
  • Turns business ambition into a credible, prioritised Real Estate pipeline, rather than a queue of loosely defined requests.
  • Reduces rework and post-release defects by resolving calculation and edge-case ambiguity before build rather than during test.
  • Brings new Real Estate propositions such as bridging drawdowns and development finance to market faster through proper discovery and precise definition up front.
  • Builds the connective tissue between the Real Estate business, the Vault Squad engineers, and the Finance, Data and Risk functions that depend on how these products behave.
  • Creates capacity in the Vault Platform Product Manager role to focus on the platform across all product lines.

The Person


Essential

  • Product management experience with lending products and their mechanics - interest accrual, day-count conventions, fees, payment allocation and waterfalls - with genuine ownership of how products behave rather than surface-level feature definition, and the confidence to reason about edge cases unprompted.
  • Strong core product management craft: discovery, framing the problem before the solution, roadmap definition, and making and defending prioritisation trade-offs with competing stakeholders.
  • Experience defining requirements for engineering teams, including acceptance criteria at a level of detail that removes ambiguity.
  • Experience with a modern configurable core banking platform, and the ability to interpret how a product is configured well enough to challenge whether it matches intent.
  • Comfortable working with API-based, event-driven systems, and able to reason about how components integrate and where data flows between them.
  • Uses data to drive decisions, able to model expected outcomes, interrogate system output directly, and ground prioritisation in evidence rather than stakeholder volume.
  • Excellent written and verbal communication, and the credibility to work as a peer with engineers and with senior business stakeholders.
  • Agile working practices and fluency in Jira and Confluence.
  • Precision and intellectual honesty. This role should be prepared to challenge a design, escalate an unresolved decision, and say "we don't know yet" rather than paper over a gap.

Desirable

  • Direct experience of Thought Machine Vault Core, including smart contract behaviour and posting mechanics.
  • Experience of Buy-to-Let, bridging or development finance products, particularly multi-tranche or drawdown-based facilities.
  • Understanding of the full servicing lifecycle and the system landscape around it: origination, servicing, payments, collections and data.
  • Understanding of accounting principles and general ledger reporting, and how lending product design affects both.
  • Python literacy sufficient to read smart contract code. Writing it is not required.

Company Benefits

  • Contributory pension scheme (8% employer contribution)
  • Company-funded private medical cover (with option to add dependents at your own cost)
  • Access to Babylon – Digital GP Support 24/7
  • Employee Assistance Programme (EAP) available 24/7
  • Access to Peppy – personalised healthcare support
  • Access to Headspace to support your mental well-being
  • Cycle to Work scheme
  • Company sponsored health and financial well-being events
  • An inclusion community focused on supporting you in bringing your whole self to work
Your Lifestyle
It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and even when you’re not.
  • Minimum of 27 days holiday per year
  • Option to buy or sell holiday days through our flexi-holiday scheme
  • Day one entitlement for maternity & paternity and six months’ full maternity pay
  • Community and charitable giving plus one additional day’s leave to use for volunteering
  • Access to discounts on a range of high street and online brands plus gym memberships nationwide
  • Season ticket loans to help with the cost of commuting
  • We encourage hybrid working and promote a flexible blend of remote and office working
Your Development
We are passionate about the growth and development of our people so they can achieve their aspirations and be the best they can be.
  • Dedicated internal careers site
  • Access to a wide range of learning resources
  • Apprenticeships and support with professional qualifications in your chosen field
  • Management development and mentoring programme
Your Contribution
We reward those that go the extra mile in helping us achieve our goals.
  • Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
  • Recognition scheme focused on celebrating our success and thanking our colleagues for a job well done
  • Opportunity to have your voice heard, through regular engagement surveys, events and our People Engagement Forum
  • Like working here? Refer a friend for a role and get rewarded
Product Manager at Shawbrook Bank
Position posted a week ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
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