Teya  on cord

Teya

Senior Business Analyst

External position
London, UK
Hiring internally for Teya ?
FinTech · Payments · Finance
Combining care and technology to help local businesses thrive.
Active
over 6 months ago
Posted
a week ago
Checked
cord regularly checks that external positions are still open
19 hours ago

Skills & Experience

Job roles: Business Analyst
Experience level: Senior
Core skills considered: Business Analysis, SQL, Python, Stakeholder Management, Communication software
Other skills considered: Data Analysis, Commercial recruiting, Project Management, Agile, Scrum

Logistics

Base salary: Undisclosed
Some companies on cord are unable to disclose salaries publicly due to internal company policies. Message the company for salary information.
Employment type: Permanent
Remote working: Hybrid
Visa sponsorship: Not available

Job Description

As a Senior Business Analyst at Teya, you will sit at the heart of how we understand, measure and improve the economic value of our products. You will work across our credit, acquiring and business account products, solving complex business problems through rigorous analysis and building the models and frameworks needed to support better strategic decisions.

You will take ownership of problems from definition through to insight delivery. This may mean working with existing models and analytical frameworks, or starting from scratch to determine what data, assumptions and methodology are required to answer an important business question. You will work closely with teams across Product, Finance, Marketing, Engineering and Growth to turn complex questions into structured analysis and ultimately into decisions and actions.

Your work will inform some of the most important decisions at Teya, from pricing and customer segmentation to product strategy, investment and portfolio performance. You will be expected to bring structure to ambiguous problems, challenge existing thinking and identify where our assumptions do not reflect what is actually happening in the business.

You will operate at the intersection of data, analytics and business strategy. Whether building a new NPV or unit economics model, investigating changes in merchant behaviour, designing an analytical framework for a new product or identifying an opportunity to improve commercial performance, you will be responsible for getting to the right answer and making sure it is understood and acted upon.

You will also play an important role in raising the analytical standard of the team - bringing a systematic approach to problem-solving, developing robust analytical methodologies and communicating business-critical insights clearly to senior stakeholders.


Responsibilities

  • Own complex analytical and business problems from initial definition through to delivery, structuring ambiguous questions into clear hypotheses, analytical approaches and actionable recommendations.
  • Build models and analytical frameworks from first principles where required, identifying the appropriate data, methodology and assumptions needed to answer strategic business questions.
  • Build and maintain Net Present Value, unit economics and customer lifetime value models across Teya's credit, acquiring and business account products.
  • Conduct deep-dive analysis of customer behaviour, product performance and portfolio economics to identify the drivers of value and uncover opportunities for improvement.
  • Use SQL and Python to extract, manipulate and analyse large datasets, developing robust analysis that can be translated into business decisions.
  • Design, implement and analyse experiments, including A/B tests, holdouts and natural experiments, to test hypotheses around pricing, credit risk, segmentation and product strategy.
  • Challenge existing models, assumptions and methodologies, validating outputs against real-world performance and identifying where forecasts or frameworks need to evolve.
  • Develop metrics, dashboards and analytical frameworks that allow teams to understand performance and quickly identify where actual outcomes are diverging from expectations.
  • Partner with Product, Finance, Marketing, Engineering and Growth to translate analytical findings into commercial, product and strategic decisions.
  • Proactively identify data gaps, analytical limitations and opportunities to improve how Teya measures and understands its business.
  • Communicate complex analysis clearly and effectively, producing compelling recommendations and presenting business-critical insights to senior stakeholders and leadership teams.
  • Take ownership of projects with a high degree of autonomy, driving work forward while bringing stakeholders together around a clear analytical approach and outcome.
  • Support the development of analytical capability across the wider team through strong methodologies, knowledge sharing and a high standard of analytical thinking.

Requirements

  • 3+ years' experience in business analytics, credit analytics, valuations, strategy, customer analytics or a similarly data-driven environment, ideally within financial services, lending, fintech or another commercially complex business.
  • Bachelor's degree in a quantitative field such as Mathematics, Physics, Statistics, Economics or a related discipline. Advanced degree is a plus.
  • Strong proficiency in SQL and experience using Python for data analysis and modelling.
  • Demonstrated ability to structure and solve complex, ambiguous business problems using a systematic, hypothesis-driven approach.
  • Experience building analytical models or frameworks from scratch, including defining the methodology, identifying the relevant data and developing appropriate assumptions.
  • Strong commercial judgement and the ability to connect analytical findings to business performance, strategic priorities and decision-making.
  • Excellent communication skills, with the ability to turn complex analysis into clear, compelling recommendations and influence senior stakeholders.
  • Comfortable presenting analytical findings and recommendations to senior leadership and using data to shape strategic discussions.
  • Self-directed and comfortable operating with ambiguity, with a track record of taking ownership and driving projects through to completion.
  • Strong stakeholder management and collaboration skills, with the ability to work effectively across technical and non-technical teams.
  • Familiarity with lending economics is a plus - expected loss, risk-adjusted returns, cohort repayment curves, NPV or customer lifetime value.

Company Benefits

  • Health Insurance
  • Life Insurance
  • Stocks
  • Pension
  • L&D Budget
Senior Business Analyst at Teya
Position posted a week ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
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