Wise on cord

Wise

Group Lead - Assets Risk

External position
London, UK
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FinTech · Payments
Formerly TransferWise. Still building the world's most international account.
Active
over 6 months ago
Posted
a month ago
Checked
cord regularly checks that external positions are still open
2 hours ago

Skills & Experience

Job roles: Risk and Compliance
Experience level: Lead
Core skills considered: Data Analysis, Stakeholder Management
Other skills considered: Business Analysis

Logistics

Base salary: £140K - £190K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

We're looking for a Risk Lead to join the Global Risk team at Wise and focus on enabling our Wise Assets product to meet its strategic objectives. This is a second line role and will report into the Head of Risk Product Governance.

Wise Assets is an investment product that allows eligible customers to earn a return on their money by investing it in the market rather than holding it as cash. It is a self-directed feature within the Wise multi-currency account where funds are placed into money market funds or stocks managed by third-party fund managers.

You will partner with the Head of Risk Product Governance and the wider Risk organisation to strengthen and continuously evolve the risk management programme supporting Wise Assets.

You will help ensure that risk frameworks are effectively embedded into the product lifecycle, operational processes, and strategic decision-making, while enabling Wise Assets to scale responsibly across multiple jurisdictions.

You will provide independent challenge, oversight and guidance to ensure risks are identified early, appropriately assessed, transparently reported, and effectively managed through enhancements to the control environment.

Key Responsibilities

  • Implement and embed Wise's Enterprise Risk Management Framework (ERMF), associated policies, standards and methodologies across the Wise Assets product ecosystem, ensuring alignment with product developments and appropriate prioritisation of regulatory requirements. This will include establishing and maintaining risk appetite for Assets.
  • Partner with first line teams and co-ordinate with regional risk colleagues to ensure risk management practices are consistently applied and operating effectively across product, operational and governance processes.
  • Provide independent second line oversight and challenge on risk assessments, control design, control effectiveness and residual risk decisions relating to Wise Assets activities and initiatives.
  • Support product growth and innovation by reviewing new products, features, market expansions and strategic initiatives, providing pragmatic risk advice and recommending proportionate mitigation strategies.
  • Apply ERMF methodologies, including RCSAs, to drive risk and control mapping and assessment activities, ensuring key risks, controls, dependencies and monitoring mechanisms are clearly identified and maintained.
  • Oversee control assurance activities and monitor the effectiveness of key controls, identifying areas of weakness, emerging risks, or control gaps requiring remediation.
  • Own and coordinate issue management activities for Wise Assets, including tracking remediation plans, challenging delivery timelines, escalating delays or material concerns, and ensuring actions are completed in line with enterprise standards and policy requirements.
  • Monitor key risk indicators, operational incidents, control failures and emerging trends to proactively identify deteriorating risk exposures or areas requiring management intervention.
  • Support the development and delivery of risk training and awareness initiatives across Wise Assets, helping strengthen risk culture and risk ownership within the business.
  • Produce high-quality risk reporting and insights for governance committees and senior stakeholders, ensuring reporting is data-driven, clear, actionable and focused on material risk themes.
  • Report on risks operating outside approved appetite thresholds, including escalation of significant exposures, thematic concerns, or persistent control weaknesses.
  • Provide qualitative and quantitative analysis of incidents, issues and remediation activities impacting Wise Assets, including trend analysis and escalation where required.
  • Consolidate risk insights across regions to support enterprise-wide reporting and contribute to effective decision-making at Group governance forums.
  • Build strong relationships with Product, Compliance, Operations, Engineering, Legal, Audit and Regional Risk teams to ensure risk management supports commercial growth while maintaining robust governance standards.
Qualifications
  • Significant experience within financial services, fintech, banking, wealth management, or investment environments, with a strong track record in first or second line risk management roles.
  • Experience working within or supporting investment products, asset management, brokerage, or regulated investment firms is strongly preferred.
  • Demonstrated experience implementing or operating enterprise risk management frameworks within regulated financial services organisations.
  • Strong understanding of non-financial risk management concepts and methodologies, including operational risk, regulatory risk, conduct risk, financial crime risk and control governance.
  • Proven ability to provide effective independent challenge and escalation while maintaining strong and constructive stakeholder relationships.
  • Experience assessing complex products, operational processes, and control environments in fast-paced or scaling organisations.
  • Strong analytical, data management and reporting skills, including the ability to translate complex risk information into clear, concise and impactful insights for senior management, governance committees and regulators.
  • Excellent written and verbal communication skills, with the ability to influence stakeholders across different levels of seniority and functions.
  • A pragmatic, commercially aware and solutions-oriented mindset, with the ability to balance effective risk management against business growth and customer outcomes.
  • Strong organisational skills and ability to manage multiple priorities, deliver to tight timelines and operate effectively in a fast-changing environment.
  • An inquisitive mindset and strong interpersonal skills, with a desire to deeply understand how products operate and how risks evolve as the business scales.
  • Experience working in global and cross-functional environments, particularly within technology-driven or high-growth organisations, would be highly advantageous.

Company Benefits

  • Stock Options
  • Private Pension
  • Hybrid WFH Model
  • Paid Sabbatical after 4 years
  • 90 day global remote working
  • Annual Development Budget
Group Lead - Assets Risk at Wise
Position posted a month ago

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Starling Bank on cord

Starling Bank

Full Stack Engineer (ML Ops)

London, UK
FinTech · Banking · Finance
A better bank for everyone
Active
over 6 months ago
Responds to
0% of requests
Responds in
1h 55m
Requests
7 pending

Skills & Experience

Job roles: Full Stack
Experience level: Mid, Senior
Core skills considered: Java, React, Redux, AWS, JavaScript

Logistics

Base salary: £70K - £110K
Employment type: Permanent
Remote working: Hybrid (up to 2 remote days p/w)
Visa sponsorship: Not available

Job Description

Starling is the UK’s first and leading digital bank on a mission to fix banking! Our vision is fast technology, fair service, and honest values. All at the tap of a phone, all the time.

Starling is the UK’s first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way.

We’re a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We’re a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.

Our technologists are at the very heart of Starling and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together!

The way to thrive and shine within Starling is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, discovering, to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five Starling values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness.

Hybrid Working

We have a Hybrid approach to working here at Starling - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. We don't like to mandate how much you visit the office and work from home, that's to be agreed upon between you and your manager.

Our Data Environment

Our Data teams are excited about the value of data within the business, powers our product decisions to improve things for our customers and enhance effective and agile decision making, regardless of what their primary tech stack may be. Hear from the team in our latest blogs or our case studies with Women in Tech.

We are looking for talented data professionals at all levels to join the team. We value people being engaged and caring about customers, caring about the code they write and the contribution they make to Starling. People with a broad ability to apply themselves to a multitude of problems and challenges, who can work across teams do great things here at Starling, to continue changing banking for good.

Requirements

We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis.

We are looking for people who are truly full stack, and are as comfortable polishing their javascript front end as they are debugging the innards of their java applications database interactions, or standing up infrastructure with terraform. We are looking for people who can:

  • Design REST apis.
  • Code backend services, ideally using Java, or another other server side compiled language.
  • Develop modern front ends, ideally using React and Redux.
  • Get their code into the cloud and support it there, ideally on AWS.
  • Believe in clean coding, simple solutions, automated testing and continuous deployment.
  • Like to take ownership of a feature from the original idea through to live.
  • Think (like us) that a small number of empowered developers is the right way to deliver software.

Company Benefits

  • 33 days holiday (including flexible bank holidays)
  • An extra day’s holiday for your birthday
  • 16 hours paid volunteering time a year
  • Part-time and/or flexible hours available for most roles
  • Salary sacrifice, company enhanced pension scheme
  • Life insurance at 4x your salary
  • Hybrid/remote working
  • Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton
  • Generous family-friendly policies
  • Varied social groups set up and run by our employees
  • Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks
  • Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing

Full details are available on our careers site

Interview Process

Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team:

  • Stage 1 - 30 mins with one of the team
  • Stage 2 - Take home challenge
  • Stage 3 - 90 mins technical interview with two team members
  • Stage 3 - 45 min final with an executive and a member of the people team
Alex Yeates on cord
Message Alex Yeates at Starling Bank
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